Senior Credit Risk Analyst

Multitude

Details
Highlights
Company

Requirements for candidates

Suitable education (BSc/MSc in Economics, Finance, Statistics, Mathematics, Engineering, Sciences, or the equivalent);
4+ years of work experience related to credit risk management, business intelligence, data analysis, and/or statistical modeling;
Excellent working knowledge of SQL, Excel, and data visualization skills;
Excellent communication skills with experience in adapting your style and approach to the audience and message to be delivered;
Excellent understanding of credit risk-bearing drivers and their applications;
Experience supporting junior members of the team with their deliverables;
Experience in making timely and rational decisions, based on relevant information and experience, backed up by data;
Ability to balance between elegant problem solving and business need of the hour.

Job description

You will be responsible for Credit Risk Management and assumed Credit Losses in 2-3 markets. You will be required to independently:

Analyze lending product portfolio from the credit risk perspective and look for profitable sales opportunities;
Support future risk management strategy and product offering with relevant analysis and insights;
Conduct projects related to data gathering and data pilots;
Document and suggest changes to policy rules, credit scoring strategy, internal reporting systems, and KPIs;
Track, communicate, and draw data-driven insights from credit risk-related KPIs through intensive monitoring;
Analyze large complex data sources such as financial transactions and credit bureau reports extracting meaning;
Support junior members of the team with their deliverables.

What we offer

Financial support for learning and development;
Internal training (access to online learning with thousands of courses);
Increased vacation days (an extra 4 days of leave on top of the annual leave requirement);
Working in a hybrid flexible model;
Opportunity to join our share matching plan;
Your assigned business laptop will be available for your free personal use after the 5th year as part of the equipment renewal policy;
Quarterly team-building events;
Health insurance package;
Fresh fruits, tea or coffee, foosball, and PS4 games in the office.

Monthly gross salaryGross/mo € 4500 - 5000

Location

Lithuania

Time of work

Full-time
Flexible schedule

Skills

SQL Excel Data visualization credit risk credit risk management

Languages

English

Contact person
Daria Paprocka
0035699012201

Multitude is a fully regulated growth platform for financial technology. Its ambition is to become the most valued financial ecosystem. This vision is backed by +17 years of solid track record in building and scaling financial technology. Through its full European banking license, profound know-how in technology, regulation, cross-selling, and funding, Multitude enables a range of sustainable banking and financial services to grow and scale.

Currently, it has three independent business units on this growth platform: Ferratum as a consumer lender, CapitalBox as a business lender, and SweepBank as a shopping and financing app. Multitude and its independent units employ over 700 people in 19 countries, and they together generated EUR 230 million in turnovers in 2020. Multitude was founded in 2005 in Finland and is listed in the Prime Standard segment of the Frankfurt Stock Exchange under the symbol FRU.

Company website: https://www.multitude.com/